Terms of Use

1. Agreement to Terms

Welcome to Umino. By accessing and using our website, mobile application, or services, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License

Permission is granted to temporarily access the materials on Umino's website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• Modify or copy the materials
• Use the materials for any commercial purpose or public display
• Attempt to decompile or reverse engineer any software on Umino's platform
• Remove any copyright or proprietary notations from the materials
• Transfer the materials to another person or mirror on another server

3. Account Registration

To use certain features of our service, you must register for an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Accept all responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

You may not use another person's account without permission. We reserve the right to refuse service, terminate accounts, or remove content at our sole discretion.

4. Product Information & Pricing

We strive to provide accurate product descriptions and pricing. However, we do not warrant that product descriptions, pricing, or other content is accurate, complete, reliable, current, or error-free. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice. If a product is listed at an incorrect price due to a typographical error or system glitch, we reserve the right to refuse or cancel any orders placed for that product.

5. Orders & Payment

By placing an order, you represent that:

• You are legally capable of entering into binding contracts
• You are at least 18 years of age
• The information you provide is accurate and complete
• You will pay for all products/services purchased

We reserve the right to refuse or cancel any order for reasons including product availability, errors in pricing or product information, or suspected fraudulent transactions. Payment must be received before we accept an order.

6. Prohibited Uses

You may not use our platform for any illegal or unauthorized purpose. You agree not to:

• Violate any laws, regulations, or third-party rights
• Transmit any viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems
• Impersonate any person or entity
• Engage in data mining, scraping, or similar activities
• Interfere with the proper functioning of the platform
• Post false, misleading, or defamatory content
• Harass, abuse, or harm other users

7. Intellectual Property Rights

All content on this platform, including text, graphics, logos, images, software, and data compilations, is the property of Umino or its content suppliers and is protected by Indian and international copyright laws. The trademarks, logos, and service marks displayed are registered and unregistered marks of Umino. You may not use these marks without our prior written permission.

8. User-Generated Content

You retain ownership of content you submit (reviews, ratings, comments). However, by submitting content, you grant Umino a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and display that content. You represent that you own or have rights to any content you submit and that it does not violate any laws or third-party rights.

9. Limitation of Liability

To the maximum extent permitted by law, Umino shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the service, unauthorized access to your data, or any other matter relating to the service. Our total liability shall not exceed the amount you paid for the specific product or service.

10. Indemnification

You agree to indemnify and hold Umino, its affiliates, officers, directors, employees, and agents harmless from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the service, violation of these terms, or infringement of any rights of another party.

11. Termination

We may terminate or suspend your account and access to the service immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the service will cease immediately. All provisions which should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these terms or your use of the service shall be subject to the exclusive jurisdiction of the courts in Chennai, Tamil Nadu, India.

13. Dispute Resolution

In the event of any dispute, you agree to first contact us to attempt to resolve the dispute informally. If we cannot resolve the dispute within 30 days, either party may initiate arbitration proceedings in accordance with the Arbitration and Conciliation Act, 1996.

14. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the service after changes constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

15. Contact Information

If you have questions about these Terms of Use, please contact us at: